At Shorepoint, we understand that your income requirements, tax situation, liquidity needs, and risk tolerance are unique. During our first planning session, our partners will sit down with you to determine the optimal fixed-income allocation to help you reach your long- and short-term financial objectives.
We don’t accept the passive approach that is commonly used in fixed-income portfolio allocation. Your financial needs change over time. So do market conditions. At Shorepoint, we will make tactical and strategic reallocations to your fixed-income position to realign it with these changes.
The core fixed-income portion of your portfolio will typically be invested in U.S. governments, municipal and corporate bonds, and mortgage securities, depending on market conditions, relative attractiveness and the taxability of the portfolio.